Who is Payright?
Payright is an Australian payment plan provider developed for merchants to accelerate return-on-effort and for making things more affordable to consumers, by spreading the cost of purchases over time.
Payright provides merchants a buy-now, pay later flexible payment option to offer their customers, intended for bigger ticket items that are more considered purchases rather than smaller impulse-driven buys. Payright practices responsible lending and performs extensive identification and credit checks to ensure a customer’s repayment capability. Merchants are paid upfront and in full on the same day and include a diverse mix of broad-reaching products and services such as direct sales businesses, home improvement, education, photography, dental, and health and beauty.
Founded by brothers Piers and Myles Redward, Payright is based in Melbourne, Australia. Payright Limited, (ASX: PYR) is pleased to announce the successful completion of its Initial Public Offering of new shares, and the company’s listing on the Australian Securities Exchange (ASX).
Payright shares commenced trading on the ASX under the code ‘PYR’ at 11am (AEST) 23rd December 2020.
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Meet Our Leadership Team
Co-Founder & Joint CEO
Myles co‑founded the Payright business in 2015 and has since served as Director and Joint Chief Executive Officer.Myles has more than 15 years’ experience in credit and risk for major corporations including Moody’s, Bank of Ireland and GE Capital. At GE Capital, Myles led the corporate level planning and analysis function. Myles has a detailed understanding of financial modelling and accounting practices in the context of the consumer finance industry. He holds a Bachelor of Business Management from Monash University and is a qualified Certified Practising Accountant.
Co-Founder & Joint CEO
Piers co‑founded the Payright business in 2015 and has served as Director since 2017 and Joint Chief Executive Officer. Piers has in excess of 15 years’ experience working in the retail finance industry across multiple products. He was previously Customer Service and Collections Manager within ANZ’s Esanda Finance business, National Sales Manager for FlexiGroup and Head of Sales and Distribution for Wingate Consumer Finance, managing multiple brands (including Flexirent, Lombard Finance, Once Credit, Now Finance and Mac Credit).
General Counsel & Chief Risk Officer
Saara has more than 18 years’ post‑qualified experience in legal, risk and compliance in consumer credit, banking and financial products and services and insurance. Specialising in consumer finance, privacy and wealth management, Saara has worked as in‑house senior legal counsel to Barclays Bank in the UK, HSBC in the Middle East and NAB and Liberty Financial in Australia. Prior to joining Payright, Saara was the senior risk partner to NAB’s wealth advice business. She has also held positions in compliance and risk at NAB and Barclays Bank. Saara is qualified a solicitor in Victoria and holds a Bachelor of Science/Bachelor of Laws with Honours from Monash University.
Chief Financial Officer
David is a senior finance executive with over 20 years experience in Financial Services across Australia and the United States with an extensive background in Business Partnering, Financial Planning & Analysis, and Business Transformation. David has been a key member of finance teams at National Australia Bank, BNP Paribas subsidiary Bank of the West, and Fannie Mae. David holds a Masters of Business Administration degree in Finance and Accounting from New York University's Stern School of Business and a Bachelor of Arts degree in Economics from Haverford College.
Chief Technology Officer
Mark comes from a 30+ year career at ANZ Bank where he held a wide range of leadership roles across technology, large‑scale operations and business management. Relevant roles included Head of Technology for the ANZ Retail Bank, Head of Operations for ANZ Cards (where he was responsible for issuing, acquiring and consumer credit), General Manager Electronic Banking Services, providing electronic banking, payments and cash management products and services to the Bank’s SME, Business and Institutional customers.
Chief Operating Officer
Tere is a seasoned sales professional with 14 years’ of experience spanning personal loans, leasing, line of credit, interest free cards and Buy Now Pay Later across the Australian and New Zealand markets. Prior to joining Payright, Tere held senior leadership roles with payments FinTech’s Zip Co and Openpay, along with financial services companies Now Finance and FlexiGroup.
Chief People Officer
Melissa is an experienced Human Resources Senior Manager with 15+ years of experience in a range of industries including FMCG, Business Process, Outsourcing, Aviation, Medical, and Professional Services industries. She brings to Payright her passion for helping organisations grow their talent, increase employee engagement and retention, boost revenue and lift organisational capability through coaching people leaders to drive high performance.
Non‑Executive Director and Chair
Paul has served as Director of the Company since 2017, when the Company was very much in its infancy. During this time Paul has assisted the Company with the establishment of its current funding programs, the development of corporate growth strategies, and the introduction of key relationships to support the Company’s growth aspirations. Paul is a member of the Audit and Risk Committee and the Nominations and Remuneration Committee.
Independent Non‑Executive Director
Lindley is Chief Executive Officer of Australasian corporate advisory and transaction consulting firm AFG Venture Group, which was formed in 2010 through the merger of Asean Focus Group and Venture Group, a company Lindley founded in 1996. She also serves as non‑executive director on the boards of Xinja Bank Limited (as Chair), the National Bank of Vanuatu and the Coral Sea Cable Company (as Chair). Lindley is a member and Chair of the Nominations and Remuneration Committee. Lindley is also a member of the Audit and Risk Committee.
Independent Non‑Executive Director
Matthew has extensive experience in corporate finance, audit and assurance, governance and strategy, including over 25 years’ experience as a Partner at Pitcher Partners. His roles with Pitcher Partners included leading the corporate finance practice group, senior audit partner and leading the corporate governance and board advisory practice area. Matthew is a member and Chair of the Audit and Risk Committee. Matthew is also a member of the Nominations and Remuneration Committee.
In the news
A significant milestone for Payright
A significant milestone for Payright and prospective investors as we lodge a prospectus to list on the ASX. Our company specialises in providing merchants in Australia and New Zealand with both in-store and online BNPL solutions for the benefit of their customers, with a focus on higher-value, more considered purchases between $1,000 and $20,000. It […]
Payright strengthens team, primes for growth
As a specialist in higher value transactions, from $1000 and up to $20,000 for considered purchases such as lifestyle and home improvement products and services – Payright operates in a space otherwise underserviced by other buy now pay later (BNPL) providers. The company has attracted 28 experienced professionals across sales, technology, operations, compliance and legal […]
Payright recognised for excellence at The International Business Awards
Payright’s successful growth strategy and achievements amid the challenging COVID-19 environment have seen the buy now pay later provider recognised with a ‘Bronze Stevie’ at the prestigious International Business Awards. The annual awards are contested by 3800 organisations globally. Piers Redward, co-CEO said it’s a significant achievement for the four-year-old business. “We’ve carved out a […]