Payright

Do it now, pay later

Turn ‘too much’ into ‘too easy’ by spreading the cost of purchases over time.

Bigger purchases in bite size instalments

  • We help you plan right

    Different payment plan options make it easy for you to manage your spend.

  • Flexible terms that suit you

    Spread the cost over a schedule that’s right for you and pay in easy, flexible, bite size instalments.

  • Zero interest

    Interest-free instalments mean you can enjoy your purchase now, and spread the cost over time.
    Fees apply

The app that lets you do it right

Download the Payright App and apply for pre-approval up to $10k*,
whenever, wherever.

Choose your repayment frequency and plan length.
Shop knowing you are pre-approved.
Control is in the palm of your hand.

Download now

How to use Payright

Everything you need to know before selecting a payment plan that’s right for you

Find what you need in-store

Take your time to decide exactly what you’d like to purchase

Apply in minutes

Make a quick application on your phone or while you're in store

Get an instant decision

You’ll find out right away if your plan is approved

Good to go!

Start repayments in easy, bite size instalments

Understanding our fees

We believe fees shouldn't be a surprise. Here's how it works when you take out a payment plan.
Late payment fees may also apply.

Interest

Zero interest, always

Establishment Fee

Up to $89.95

This cost is determined by the length of your plan, and is spread over the lifetime of your plan.

Monthly Account Keeping Fee

Maximum $3.50 per month

Payment Processing Fee

$2.95 per payment

Need to know more about fees?

Learn more

Lending criteria, fees, T&Cs apply